;YEARBIAS=60

;;1960-1977 are 30-day t-bill rates
;1960=2.7
;1961=2.1
;1962=2.7
;1963=3.1
;1964=3.5
;1965=3.9
;1966=4.8
;1967=4.2
;1968=5.2
;1969=6.6
;1970=6.5
;1971=4.4
;1972=3.8
;1973=6.9
;1974=8.0
;1975=5.8
;1976=5.1
;1977=5.1

;1960-1977 are 3-month t-bill rates
1960=2.9
1961=2.4
1962=2.8
1963=3.2
1964=3.6
1965=3.9
1966=4.9
1967=4.3
1968=5.3
1969=6.7
1970=6.4
1971=4.3
1972=4.1
1973=7.0
1974=7.9
1975=5.8
1976=5.0
1977=5.3

;Vanguard Money Market Prime Reserves starts here (started 06/04/75)
1978=7.0
1979=11.1
1980=13.1
1981=17.3
1982=12.8
1983=8.9
1984=10.6
1985=8.1
1986=6.6
1987=6.6
1988=7.6
1989=9.4
1990=8.3
1991=6.1
1992=3.7
1993=3.0
1994=3.9
1995=5.8 ;1995=5.82%
1996=5.3 ;1996=5.29%
1997=5.6 ;1997=5.62%
1998=5.4 ;1998=5.38%
1999=5.0 ;1999=5.01%
2000=6.3 ;2000=6.30%
2001=4.2 ;2001=4.2%
2002=1.7 ;2002=1.7%
2003=.9  ;2003=.9%
2004=1.1 ;2004=1.11%
2005=3.0 ;2005=3.01%
2006=4.9 ;2006=4.88%
2007=5.1 ;2007=5.14%
2008=2.8 ;2008=2.77%
2009=.5  ;2009=.53%
2010=.1  ;2010=.06%
2011=.1  ;2011=.05%
2012=.1  ;2012=.04%
2013=.1  ;2013=.02%
2014=.1  ;2014=.01%
2015=.1  ;2015=.05%
2016=.5  ;2016=.49%
2017=1.0 ;2017=1.0%
2018=2.0 ;2018=1.95%
2019=2.2 ;2019=2.23%
;in 2020 renamed to cash reserves federal mm, same ticker VMMXX as prime
;in 2020 switch to federal VMFXX
2020=.1 ;2020=.45%
2021=.1 ;2021=.01%
2022=1.5 ;2022=1.54%
2023=1.5 ;2022=1.54% est

